HCLT > HCLT ADVANTAGE

HCLT ADVANTAGE

Ongoing partnership. The Community Land Trust model uses a dual ownership structure to lower the barriers to homeownership for you and your family. The purchase assistance you'll be using pays for the land, which is placed into trust with HCLT. You own your home and a 99-year renewable lease to the lot under your home. Our ground lease gives you full rights to use the land under your home for $35 a month, a fraction of the cost of purchasing it.

Build a legacy for yourself and for Seattle. When you purchase a home through the HCLT ADVANTAGE program, you are not only getting the help you need to achieve your dream of homeownership; you are helping future families achieve their dreams as well. If you ever decide to sell, you can sell your home for the original price you paid plus a share of the increase in value of your home during your ownership. You get the opportunity to build family wealth through homeownership, and other low- and moderate-income households will get the opportunity to buy an affordable home in Seattle in the future.

Download the introduction packet for HCLT ADVANTAGE to learn more about how the program works, how homeownership compares to renting, and why homeownership through a Community Land Trust is good for you and for the community.